Closing on Your Home Purchase: Essential Steps and Information for Northern Nevada Buyers.
Preparing for Closing on the Purchase of a Home
Review your Closing Disclosure (CD) and compare it to the Loan Estimate (LE).
Arrange for payment for closing costs (cashier’s check or wire transfer).
Bring a government-issued Photo ID.
Prepare a list of questions you have before you sign the paperwork.
What to Take from Closing (Closing Packet):
Real Estate Settlement Procedures Act (RESPA) document.
Closing Disclosure (CD).
Promissory Note/Deed of Trust.
Mortgage or Security Instrument.
Deed
Documents required by state and/or local governments.
Lender documents (including initial Escrow Statement).
Keys to your New Home!